UNITY EMPOWERMENT SERVICE
UNITY EMPOWERMENT SERVICE
UNITY EMPOWERMENT SERVICE is an Empowerment services design to help to alleviate poverty and improve the working capital of the small, and medium businesses
Unity Empowerment Service is a subsidiary of (Adegbosin Themar ventures limited) which was registered on 15th December, 2016 with registration number (RC 1380877)
Unity Empowerment Service mission is to help Nigerians fulfil their potential by democratizing access to valuable solutions for their business and personal needs.
Unity Empowerment Service provide a range of short to medium-term loans available for SMEs, businesses and entrepreneurs aimed at ensuring their growth and to empower group of people as well as individual which need to improve his/ her standard of living by providing soft loan to them.
Individual Loan
Unity Individual loan is for individuals engaged in business and are not willing to join the group system (Secured Individual Borrowing). Apart from group loans, customers are able to access individual loans. This is an excellent facility for those clients who have outgrown group loan.
Business/development loans for on-going business to initiate or improve working capital. This loan is offered to individuals not from the groups.
Features
For graduating clients in business
Have a proven track record
Ability to fully secure the loan
Loan sizes range from ₦100,000 to ₦2,000,000.
Repayment period - up to 8 months
Benefits of individual loans
No weekly meetings
Flexible repayment period- up to 8 months
Flexible collateral / Security terms
Fast loan processing and disbursement
Competitive interest rate
Easy loan graduations
Business trainings and motivational talks offered for personal developments
Loan advances available at affordable interest rates
Group Lending
Unity group loan are loan facilities designed for micro-enterprise operators, who do not have conventional collateral. These loans are usually small in size and have a short tenure to supplement collateral requirements, the loans are secured partly by cash and partly by group guarantees. To access these types of loans one has be a member of registered and unregistered groups of 5-30 members.
Group lending is where individuals borrow in the group by use of co-guarantee mechanism and any other appropriate securities accepted by the bank.
Features
Formation facilitated by wealth creation officers
Individual members must be over 18 years of age.
Minimum 5 members and maximum 30 members
Lending to solidarity groups registered under Unity Empowerment Service
Members must be willing to meet weekly
Repayment or monthly repayment for a period up to 8 months.
Group guarantee (jointly and severally liable)
Loan sizes range from ₦100,000 to ₦500,000
Members are eligible for repeat loans upon successful completion of the current loan.
Benefits
Accessible to all small and micro enterprenuers
No conventional security is required
Fast processing of loans and disbursements
Business trainings offered for personal development
Flexible repayment periods- up to 8 months
Competitive interest rates.
Note
Members are encouraged to continue with savings as well as loan repayments so that they may be able to borrow more funds in future and use their savings as security.
Members are encouraged to meet and pay their loan amounts on a weekly or monthly basis.
Members who have successfully borrowed and repaid their loan, will be able to have access to another loans.
Unity Empowerment Service charge an affordable Credit business insurance cover to settle the outstanding balance in case of death or total permanent disability.
We are also into
Estate development and management
Agriculture (plant and animal)
Transportation
Head Office Address;
N0 42, opopogboro road, opposite matrix filling station, Ado Ekiti, Ekiti State.
Branch Office Address;
No 4, ikwere road, opposite capital plaza, diobu, mile 1, port- Harcourt, river state.
Branch Office Address;
No 43, Musa Ilorin Plaza, Beside Sobaz Filling Station, Bosso Road, Minna, Niger State.
Branch Office Address;
No 1 Idi Oro, Along Iya oje Road, Kere, Ogbomosho, Oyo state.
Branch office Address;
No 24, Bishog building , Taiwo oke, ilorin, Kwara state.
New Branch office Address;
N0 26, Ajewamiwa street, Imude road, Ekunpa, oto awori LCDA,
Telephone
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